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OUR IDEAS
7 design principles to create financial products for low-income consumers
Design principles are guidelines that consider the end user experience for a product. The seven principles in this set are illustrated to help deliver a financial product that meets the current and future needs of low-income consumers. The seven principles...
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What else and what more, in the name of impact?
Letter from our Managing Partner: Dear Friends, I did not intend to write a letter at the start of 2019. Years that end in 9 (with the notable exception of 1999) aren’t typically the big “let’s take stock” or “let’s tell our...
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How Development Impact Bonds work, and when to use them
Development Impact Bonds (DIBs) are a relatively new results-based financing instrument being piloted as a new way of financing innovative activities. Dalberg designs, manages and evaluates DIBs, such as the Educate Girls DIB, and many others across the globe. Yet, while we...
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Gender Lens Investing: Moving Beyond A Trend
Gender lens and gender smart investing has seen tremendous growth in the past several years – in the past year alone, the size of the public and private market has nearly doubled. There is clear investor interest in bringing a gender...
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Dalberg to host State of Aadhaar Initiative
We are excited to announce that Dalberg Advisors is hosting the State of Aadhaar initiative for 2019 and 2020. Sponsored by Omidyar Network, the initiative aims to increase the knowledge base around India’s digital ID, Aadhaar. Nearly ten years ago, the Unique...
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Employment opportunities for youth in Rwanda
Dalberg and the Mastercard Foundation’s Hanga Ahazaza initiative are partnering on a project that aims to equip 30,000 youth with tourism and hospitality skills. This initiative focuses on increasing employment opportunities for youth in Rwanda through the expansion of the...
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The missing middles: segmenting enterprises to better understand their financial needs
Small and growing businesses (SGBs) contribute to significant positive impact in emerging economies, but they struggle to access the capital they need to reach their full potential. According to the IFC, SGBs in emerging markets face a $930 billion financing gap....
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Lessons from the Educate Girls Development Impact Bond
The Educate Girls Development Impact Bond, the first DIB in India and in education globally, shows that these bonds can drive significant innovation and impact gains, even in organizations that already have a strong trajectory of delivery. The positive conclusion...
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“Where are the Men?” Emerging Design Insights and Opportunities for Reaching Young Men in The Battle Against HIV
The burden of HIV/AIDS on women and girls in sub-Saharan Africa is well known. Young women between the ages of 10 and 24 years old are two times more likely to acquire HIV as young men of the same age...
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Indian-Americans donate time, but could give more financially
Indian Americans volunteer at nearly double the national average but give substantially less financially. This means the Indian American community is leaving significant social impact on the table as Indian Americans are among the highest earning groups in the US...
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Dalberg establishes an office in Rwanda
Dalberg is expanding work in Africa and is proud to announce that it has recently formalized its office in Kigali. The Kigali office will work alongside Dalberg’s 23 presences worldwide to mobilize effective responses to complex global problems. "We...
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Cleaning up cooking in urban Kenya with LPG and bio-ethanol
Today in Kenya, the majority continue to cook with dirty fuels - kerosene, charcoal, and firewood - which cause significant damage to health at a household level and the environment at large. In recent years, clean modern fuels, which significantly...
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